Mimo Flex
Grow now. Pay suppliers later.
Grow now. Pay
suppliers later.
Grow now. Pay
suppliers later.
Grow now. Pay suppliers later.
Access up to £1m in flexible credit,
right from your Mimo dashboard.
Access up to £1m in flexible credit,
right from your Mimo dashboard.
Access up to £1m in flexible credit,
right from your Mimo dashboard.
Access up to £1m in flexible credit,
right from your Mimo dashboard.
Play video
Jeremy May
Co-founder at Nice Drinks
Capital that grows with you
Capital that grows with you
Capital that grows with you
Capital that grows with you
Capital that grows with you
Fast access
£1m
£1m
£1m
£1m
Access up to £1M flexible credit directly from your Mimo dashboard. No fuss.
Flexible terms
30-90
30-90
30-90
30-90
Flexible payback terms between 30–90 days. You decide what suits you best—you’re in charge.
5.0 rating
+2.6k
+2.6k
+2.6k
More than just financing — Mimo powers AP & AR for thousands of high-growth businesses.
Trusted by UK based businesses, Accountants & Bookkeepers
Trusted by UK based businesses, Accountants & Bookkeepers
Trusted by UK based businesses, Accountants & Bookkeepers
Trusted by UK based businesses, Accountants & Bookkeepers
Trusted by UK based businesses, Accountants & Bookkeepers
Loved by brands
01
Create your account
Tell us about your business — it only takes a minute. We use your performance data to personalise the best financing options.
01
Create your account
Tell us about your business — it only takes a minute. We use your performance data to personalise the best financing options.
01
Create your account
Tell us about your business — it only takes a minute. We use your performance data to personalise the best financing options.
01
Create your account
Tell us about your business — it only takes a minute. We use your performance data to personalise the best financing options.
01
Create your account
Tell us about your business — it only takes a minute. We use your performance data to personalise the best financing options.
02
Get an offer
Get a tailored offer that fits your needs. Once approved, funds can reach your account in as little as 24 hours.
02
Get an offer
Get a tailored offer that fits your needs. Once approved, funds can reach your account in as little as 24 hours.
02
Get an offer
Get a tailored offer that fits your needs. Once approved, funds can reach your account in as little as 24 hours.
02
Get an offer
Get a tailored offer that fits your needs. Once approved, funds can reach your account in as little as 24 hours.
02
Get an offer
Get a tailored offer that fits your needs. Once approved, funds can reach your account in as little as 24 hours.
03
Start using your funds
Put your capital to work right away. Pay suppliers or employees with one click — no manual entry, total control.
03
Start using your funds
Put your capital to work right away. Pay suppliers or employees with one click — no manual entry, total control.
03
Start using your funds
Put your capital to work right away. Pay suppliers or employees with one click — no manual entry, total control.
03
Start using your funds
Put your capital to work right away. Pay suppliers or employees with one click — no manual entry, total control.
03
Start using your funds
Put your capital to work right away. Pay suppliers or employees with one click — no manual entry, total control.
Fast & flexible
funding.
Fast & flexible
funding.
Fast & flexible
funding.
Apply in minutes
Apply in minutes
Apply in minutes
Access up to £1M
Access up to £1M
Access up to £1M
No personal guarantees
No personal guarantees
No personal guarantees
Funds available within days
Funds available within days
Funds available within days
Only pay for what you use
Only pay for what you use
Only pay for what you use
Jeremy May
Co-founder at Nice Drinks
Accountant
Accountant
Jeremy May
Co-founder at Nice Drinks
Accountant
Jeremy May
Co-founder at Nice Drinks
Accountant
Jeremy May
Co-founder at Nice Drinks
Keep more capital,
pay less in fees.
With Mimo, you get more time, more flexibility,
and better use of your credit.
Mimo Flex
More time, more capital, lower APR.
You keep the full £30k for 90 days and repay once at
the end — which means better use of your funds and
a lower total cost.
Loan amount
£30k
When do you repay?
At the end (90 days)
Access to capital
Full loan for 90 days
Monthly fee
1.8%
Repayments
1
Effective APR
21.60%
Installments
Frequent repayments, less capital, higher APR.
You start repaying immediately, reducing your available
funds — but you still pay nearly the same fee as if
you used the full amount the whole time.
Loan amount
£30k
When do you repay?
Every 30 days
Access to capital
Reduces quickly
Monthly fee
1.5%
Repayments
3
Effective APR
26.80%
Keep more capital,
pay less in fees.
With Mimo, you get more time, more flexibility,
and better use of your credit.
Mimo Flex
More time, more capital, lower APR.
You keep the full £30k for 90 days and repay once at
the end — which means better use of your funds and
a lower total cost.
Loan amount
£30k
When do you repay?
At the end (90 days)
Access to capital
Full loan for 90 days
Monthly fee
1.8%
Repayments
1
Effective APR
21.60%
Installments
Frequent repayments, less capital, higher APR.
You start repaying immediately, reducing your available
funds — but you still pay nearly the same fee as if
you used the full amount the whole time.
Loan amount
£30k
When do you repay?
Every 30 days
Access to capital
Reduces quickly
Monthly fee
1.5%
Repayments
3
Effective APR
26.80%
Keep more capital, pay less in fees.
With Mimo, you get more time, more flexibility, and better use of your credit.
Mimo Flex
More time, more capital, lower APR.
You keep the full £30k for 90 days and repay once at
the end — which means better use of your funds and
a lower total cost.
Loan amount
£30k
When do you repay?
At the end (90 days)
Access to capital
Full loan for 90 days
Monthly fee
1.8%
Repayments
1
Effective APR
21.60%
Installments
Frequent repayments, less capital, higher APR.
You start repaying immediately, reducing your available
funds — but you still pay nearly the same fee as if
you used the full amount the whole time.
Loan amount
£30k
When do you repay?
Every 30 days
Access to capital
Reduces quickly
Monthly fee
1.5%
Repayments
3
Effective APR
26.80%
Keep more capital,
pay less in fees.
With Mimo, you get more time, more flexibility,
and better use of your credit.
Mimo Flex
More time, more capital, lower APR.
You keep the full £30k for 90 days and repay once at
the end — which means better use of your funds and
a lower total cost.
Loan amount
£30k
When do you repay?
At the end (90 days)
Access to capital
Full loan for 90 days
Monthly fee
1.8%
Repayments
1
Effective APR
21.60%
Installments
Frequent repayments, less capital, higher APR.
You start repaying immediately, reducing your available
funds — but you still pay nearly the same fee as if
you used the full amount the whole time.
Loan amount
£30k
When do you repay?
Every 30 days
Access to capital
Reduces quickly
Monthly fee
1.5%
Repayments
3
Effective APR
26.80%
Keep more capital, pay less in fees.
With Mimo, you get more time, more flexibility, and better use of your credit.
Mimo Flex
More time, more capital, lower APR.
You keep the full £30k for 90 days and repay once at
the end — which means better use of your funds and
a lower total cost.
Loan amount
£30k
When do you repay?
At the end (90 days)
Access to capital
Full loan for 90 days
Monthly fee
1.8%
Repayments
1
Effective APR
21.60%
Installments
Frequent repayments, less capital, higher APR.
You start repaying immediately, reducing your available
funds — but you still pay nearly the same fee as if
you used the full amount the whole time.
Loan amount
£30k
When do you repay?
Every 30 days
Access to capital
Reduces quickly
Monthly fee
1.5%
Repayments
3
Effective APR
26.80%
Don't take our word for it
Xero app store
5.0 of 5
5.0 of 5
5.0 of 5
Rating based on verified user reviews
from the Xero app store.
The ultimate time-saver
If you are using Xero but still doing manual payments, you need Mimo! It's a no brainer, you will save loads of time and their support team are super responsive for any problems or queriesLuke Irving
Posted 24 Jun 2025
They have been extremely helpful from setup to assisting with any issues that have come up. This saves me time each month on sending wage payments to staff, It is all done in a couple of clicks. I wouldn't hesitate to recommend them.
Elaine Aitken
Posted 4 Feb 2025
Great App
Super set up with Mimo - really easy to use, extremely helpful people and saving so much time on making payments compared to before. Highly recommend!Alison Davidson
Posted 10 Feb 2025
Exceptional Platform
We use the Mimo platform every day and it's been a brilliant tool for us for making multiple currency batch payments as well as bridging cash flow pinch points too with their credit options. Highly recommended.Jeremy May
Posted 10 Feb 2025
The ultimate time-saver
If you are using Xero but still doing manual payments, you need Mimo! It's a no brainer, you will save loads of time and their support team are super responsive for any problems or queriesLuke Irving
Posted 24 Jun 2025
They have been extremely helpful from setup to assisting with any issues that have come up. This saves me time each month on sending wage payments to staff, It is all done in a couple of clicks. I wouldn't hesitate to recommend them.
Elaine Aitken
Posted 4 Feb 2025
Great App
Super set up with Mimo - really easy to use, extremely helpful people and saving so much time on making payments compared to before. Highly recommend!Alison Davidson
Posted 10 Feb 2025
Exceptional Platform
We use the Mimo platform every day and it's been a brilliant tool for us for making multiple currency batch payments as well as bridging cash flow pinch points too with their credit options. Highly recommended.Jeremy May
Posted 10 Feb 2025
The ultimate time-saver
If you are using Xero but still doing manual payments, you need Mimo! It's a no brainer, you will save loads of time and their support team are super responsive for any problems or queriesLuke Irving
Posted 24 Jun 2025
They have been extremely helpful from setup to assisting with any issues that have come up. This saves me time each month on sending wage payments to staff, It is all done in a couple of clicks. I wouldn't hesitate to recommend them.
Elaine Aitken
Posted 4 Feb 2025
Great App
Super set up with Mimo - really easy to use, extremely helpful people and saving so much time on making payments compared to before. Highly recommend!Alison Davidson
Posted 10 Feb 2025
Exceptional Platform
We use the Mimo platform every day and it's been a brilliant tool for us for making multiple currency batch payments as well as bridging cash flow pinch points too with their credit options. Highly recommended.Jeremy May
Posted 10 Feb 2025
The ultimate time-saver
If you are using Xero but still doing manual payments, you need Mimo! It's a no brainer, you will save loads of time and their support team are super responsive for any problems or queriesLuke Irving
Posted 24 Jun 2025
They have been extremely helpful from setup to assisting with any issues that have come up. This saves me time each month on sending wage payments to staff, It is all done in a couple of clicks. I wouldn't hesitate to recommend them.
Elaine Aitken
Posted 4 Feb 2025
Great App
Super set up with Mimo - really easy to use, extremely helpful people and saving so much time on making payments compared to before. Highly recommend!Alison Davidson
Posted 10 Feb 2025
Exceptional Platform
We use the Mimo platform every day and it's been a brilliant tool for us for making multiple currency batch payments as well as bridging cash flow pinch points too with their credit options. Highly recommended.Jeremy May
Posted 10 Feb 2025
Questions & answers
Questions & answers
Questions & answers
Who is eligible for Flex?
Flex is designed for businesses with cash flow gaps (for example, those that pay for products or services before getting paid) and have £120k–£25m+ in annual turnover, with at least £10k in monthly revenue, and 1+ year of trading history may be eligible. Apply to see your credit offer and pricing.
Who is eligible for Flex?
Flex is designed for businesses with cash flow gaps (for example, those that pay for products or services before getting paid) and have £120k–£25m+ in annual turnover, with at least £10k in monthly revenue, and 1+ year of trading history may be eligible. Apply to see your credit offer and pricing.
Who is eligible for Flex?
Flex is designed for businesses with cash flow gaps (for example, those that pay for products or services before getting paid) and have £120k–£25m+ in annual turnover, with at least £10k in monthly revenue, and 1+ year of trading history may be eligible. Apply to see your credit offer and pricing.
Who is eligible for Flex?
Flex is designed for businesses with cash flow gaps (for example, those that pay for products or services before getting paid) and have £120k–£25m+ in annual turnover, with at least £10k in monthly revenue, and 1+ year of trading history may be eligible. Apply to see your credit offer and pricing.
Who is eligible for Flex?
Flex is designed for businesses with cash flow gaps (for example, those that pay for products or services before getting paid) and have £120k–£25m+ in annual turnover, with at least £10k in monthly revenue, and 1+ year of trading history may be eligible. Apply to see your credit offer and pricing.